• Are you an independent insurance agency?

    Yes, we are. We are not tied to any particular insurance company and can provide options from multiple companies.

  • How much do your services cost?

    The cost of our services is always zero! Insurance advice and assistance should never add any extra financial burden.

  • What are your business hours?

    We have general business hours but are always attentive to our client's needs. We strive to provide timely support and assistance whenever required.

  • Who pays you?

    The companies or carriers pay us. We similarly receive compensation from different companies, ensuring no bias towards any specific one.

  • Where are you located?

    We are based in Van Alstyne but do not have a physical office. We meet our clients at their preferred locations, including their homes, through Zoom calls, or at their favorite coffee shops or restaurants.

  • Can I get a Group insurance plan for my small business?

    Yes, we can assist you in obtaining group health insurance for your small business. We will personalize and tailor a plan to suit your business budget and employees' conditions.

  • Can you help me find the best insurance plan for my specific needs?

    Certainly! Each insurance possibility comes with its unique benefits and drawbacks. Our responsibility is to present all potential options, so you can confidently make the most fitting choice for your situation.

  • Can I customize my insurance coverage to fit my budget and requirements?

    Yes! We can customize and personalize your insurance coverage to ensure it fits your budget and requirements. We work with multiple carriers to provide you with flexible and diverse options.

  • What types of insurance do you handle?

    We specialize in Medicare, Individual (Including Marketplace and private plans), Group, Cancer, Dental and Vision, and Life insurance. We are well-equipped to assist with various insurance needs in these areas.

  • Do you work with multiple insurance carriers?

    Absolutely! We collaborate with multiple insurance carriers to provide our clients with a wide range of options and ensure they find the coverage that suits their needs.

  • What Medicare Insurance plans do you offer?

    We offer a range of Medicare Insurance plans, including types A, B, C, and D. Our plans are designed to cater to your unique healthcare needs and provide you with the necessary coverage you deserve.

  • What is the difference between PPO and HMO plans for Individual Insurance?

    PPO and HMO plans differ in their healthcare provider networks and flexibility. PPOs offer more choices, while HMOs generally require you to choose a primary care physician and obtain referrals for specialist care.

  • How much Life Insurance do I need?

    Determining the appropriate amount of life insurance involves various factors, such as your financial obligations, dependents, and long-term goals. We can assist you in assessing your needs and finding the right coverage amount for you.

  • How often should I review and update my insurance coverage?

    It is highly recommended to review and update your insurance coverage regularly. We suggest doing this annually or whenever there are significant changes in your health or circumstances to ensure you have the most suitable coverage for your requirements.

  • How can I contact A Bear Insurance?

    Feel free to contact us via email, phone, or our website's contact form. Let us know how we can help you with any queries or insurance requirements.

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